We're always here to help
Create YourFinancial FutureWith Us
We provide Businesses & Individuals with a secure financial system to spend, save and lend with Umba.
Licensed by CBK
For Individuals
Lend money, grow your wealth & make payments with Umba
Savings
Earn up to 16.5% interest per annum when you save with us.
Logbook car loans
Loans up to 70% of your car's value and get instant cash within 6 hours.
Asset backed loans
Asset finance for those who need to finance the purchase of a vehicle.
Instalment loans
Access loans for up to 12 months & pay in monthly instalments
Payments
Fast payments to any Bank and Mpesa
International VAN
Get paid from anywhere in the world with your unique VAN
For Business
We provide you with an all-in-one account to bank & manage your teams.
Sign up todayAccount management
Manage your business account as a team for seamless collaboration.
Fixed Deposits
Grow your money with attractive interest rates of up to 16.5% when you save with us.
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Frequently Asked Questions
We answered some of your most asked questions
Umba is a digital bank licensed by the Central Bank of Kenya (CBK), offering savings, loans, payments, and business banking through our mobile app and website; no queues, no branch visits, no long waits.
Yes. Umba Kenya is fully licensed by the CBK, and deposits are insured by the Kenya Deposit Insurance Corporation (KDIC).
No. You can open an Umba account entirely from your phone through our app — sign-up takes a few minutes and requires only your ID and a selfie for verification.
Our team is available Monday–Friday, 8:00 AM–5:00 PM, and Saturday, 8:00 AM–12:00 PM. You can reach us at kenyasupport@umba.com or call/WhatsApp +254 746 555 222.
Contact us immediately at kenyasupport@umba.com or +254 746 555 222, and our team will help secure your account.
Email kenyasupport@umba.com, call +254 746 555 222, or visit us at Timshack House, 2nd Floor, Ngong Road, Nairobi during our banking hours.
Still have questions?
Contact SupportApply in three simple steps
Get started with your application today. Our streamlined process makes it quick and easy.
Fill the application form
Provide your details and loan requirements in our simple online form.
Customer representative calls
We verify your details and discuss the best options for you.
Loan disbursed
Receive funds quickly once approved, directly to your account.