Combining technology and purpose
Machine learning allows us to understand our customers needs. umba applies an algorithmic approach to determine credit worthiness using smartphone data. This enables customers with no credit history to get a foot on the financial ladder and start building for the future.
Smartphones are enabling the future of growth
All over the world, e-commerce is booming, and so is their need for fair, reliable financial services and capital. With smartphone growth at an all-time high, umba is leveraging this opportunity to scale a low cost, high value financial product for the new two billion internet users.