A better banking experience
With an Umba account, you have everything you need from your bank. Spend, pay bills, get loans, and cashback all from your phone.
Traditional African banking is broken
Are you tired of switching banks, but still not getting value for your money?
What if we told you we can fix that!?
Because we're customers too! We know what’s frustrating you.
Traditional banks don't get you!
That’s why we built Umba for you
Zero fees, & we mean it!
Unlimited Free Transfers
Your bank should help you grow and save your money, that’s why we have taken out unnecessary bank charges.
Get a loan
No need to jump through hoops to borrow money.
Enjoy smart and affordable loans with our low interest rates. We also make paying back easy for you. This way you’re growing your wealth, not your debt.
Spend & earn
Imagine a bank that pays you.
Enjoy up to 3% cashback on every bill you pay, & N10 when you refer a friend.
Check how much you’ve earned in the rewards tab. See what's earning you the most and how you can get the most out of your bank account.
Your money is safe with us
We make sure no one else is able to access your funds through photo verification and security pins. We treat your money with the same care you do.
How we compare to the market
Our Partners
Lachy Groom
Ludlow Ventures
Streamlined Ventures
Goodwater Capital
Frontline Ventures
Act Venture Capital
Costanoa Ventures
Valia Ventures
Wave.com
(Formerly Sendwave)
Banana Capital
