Financial control at your fingertips
Fed up with empty promises? So are we! Say hello to a new era of banking excellence. Our tailored solutions will exceed your expectations. Embrace the change. Try us today!

What makes us
stand out from the rest?
With our exceptional customer service, innovative offerings, and commitment to your success, we guarantee an unparalleled banking experience.
Zero Fee Current Account
Experience fee-free business banking. Manage your finances without monthly charges or transaction fees.
Payroll Ready
Simplify payroll management with our business account. Easily fund employee salaries with seamless fund transfers
Vendor Payments (coming soon)
Simplify vendor payments with our upcoming feature. Streamline payments and strengthen relationships with your suppliers.
Logbook Loan Calculator
Frequently asked questions
Who is Umba?
Umba is a digital bank operating in Kenya and Nigeria
What is Umba Business?
Umba Business provides comprehensive banking solutions tailored for businesses, including zero-fee current accounts, payroll management, and vendor payment solutions.
Apply in three simple steps
Get started with your application today. Our streamlined process makes it quick and easy.
Fill the application form
Provide your details and loan requirements in our simple online form.
Customer representative calls
We verify your details and discuss the best options for you.
Loan disbursed
Receive funds quickly once approved, directly to your account.