Reliable banking for Africa’s Consumers & SMEs.

Umba’s mission is to open up banking services for Africa's vast, underserved market today. 

Umba aims to make it easier for consumers and SMEs to interact with banks and mobile money networks, providing a transparent, low-fee service that allows users to take control of their financial lives

Our progress so far...

Our Vision

Empowering a financially inclusive Africa, where seamless and affordable banking solutions drive the aspirations and growth of every individual and business.

Who we are

Umba is the African digital bank for consumers and businesses that is lowering the cost and increasing the reach of banking services.

Umba also uses the proprietary data generated by customers to offer credit products and generate revenue where customers can receive and repay credit products through their mobile phones.

What we offer

For Businesses:

For Individuals:

Our core values

Commitment to Excellence

Our investors

Contact Us

Kenyan Branch
Timshack House,2nd floor, Ngong road,Nairobi

Banking Hours:

Monday - Friday
8:00AM - 5:00PM
Customer Care
For questions or need help using Umba, Contact us using
0746555222 or
Send any press enquiries to