
The only Till account
your business needs
Receive payments, access loans and save with one account.
Apply for an UmbaPay loan
How does UmbaPay
benefit your business?
Affordable transactions on your till account
Receive and transfer money with your UmbaPay account at no additional cost.

Access loans to grow your business
Use your UmbaPay account to receive or transfer money at no additional cost.

High interest savings for your business
Earn up to 16.5% per annum when you create a fixed deposit savings account.

Frequently Asked Questions
Your UmbaPay questions, answered
UmbaPay is Umba's all-in-one business account for receiving payments and accessing loans — including a Paybill account for businesses that need to collect customer payments.
Yes, eligible customers can apply for an UmbaPay loan directly in the app.
To qualify for a business loan, you need to have a registered business in Nairobi that has operated for at least 1 year.
Still have questions?
Contact Support