Payroll that’s on
time, every time.

Wave goodbye to manual calculations and paperwork. Our automated payroll service ensures accurate payments and compliance. Save time, boost morale, and grow your biz.
Try it now!

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Trusted by companies you know & trust

What makes us
stand out from the rest?

We are dedicated to promoting business growth and employee productivity, with a unique set of feature offerings on both sides.

Payroll Calculation

No more excel headaches or manual processes. Compute Net salaries, deductions, bonuses instantly and with ease.

Payroll processing

Disburse salaries and wages in minutes to the employee's respective bank accounts.

Statutory calculations & remittances

Stay compliant with tax laws  by calculating your tax accurately and timely.

Bulk Payment

Pay your suppliers and vendors instantly and manage your petty cash using the same platform.

Employee Management

Have your employee and payroll data in one place.No more ghost workers.


Generate payslips,P9s and breakdown reports at ease.

Frequently asked questions

Everything you need to know
Who is Umba?
Umba is a digital bank operating in Kenya and Nigeria
What is Umba Business?
Umba Business is a business solution centered around payroll and employee financing.
What are the benefits of using Umba to the employees?
1. Savings account with interest rate
2. Cashback on bills payment
3. Salary allocation settings
4. Salary advance
5. Installment loans and lots more
How much salary advance can an employee get?
An employee can request up to 50% of their net salary per month.
What is the pricing and duration for installment loans?
Employees can get up to 3x their net pay per month and pay back within 3-9 months
What is the interest rate?
It is 5% interest rate for the salary advance & 5% per month for the installment loans.
What happens if a staff resigns while still making loan repayments?
The lending relationship always resides between Umba and the lender. If the lender left the business it would be up to the lender to repay the Umba facility through an alternative payment method and schedule agreed by Umba and the lender.
Does the Umba system generate payroll slips?
Yes a pay slip will be automatically generated by the system and sent to the employee.
Do employees have to get paid into the Umba account?
Employees can choose where they want to get paid whether Umba accounts or non-Umba accounts. However, they need Umba accounts to enjoy the benefits available with Umba.
Who can I contact for support?
Our customer Customer Experience team are always on hand to assist with any issues

Employee benefits

We built features that keep your stars at the centre by providing them with financial tools & incentives.

Ready to Simplify
your payroll process?

It will only take 5 minutes

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We’d love to hear from you

Our press team is always here to chat.